A car insurance company is a business that provides coverage for financial losses caused by car accidents. These companies typically offer a variety of policies that provide different levels of coverage, and customers can choose the policy that best suits their needs. Some common types of coverage offered by car insurance companies include liability, collision, and comprehensive coverage. Customers typically pay a monthly or annual premium for their coverage.

According to our 2022 data, the best car insurance company is USAA, but its insurance products are only available to members of the military community. If that doesn’t apply to you, the next best option is State Farm, which holds the No. 2 spot in our analysis.